When Claims Go Wrong: How To Cope With Help From An Expert
Hurt workers are usually provided with a valuable benefits program when they are hurt on the job. Workers' compensation insurance is paid for by your employer and covers medical expenses along with a partial disability wage if you have to take leave from work to recuperate. In some cases, problems with workers' compensation coverage can prevent hurt workers from getting the benefits they need and that might call for the help of a workers' comp lawyer. To learn more about this need, read on.
How Claims Go Wrong
In most cases, workers are able to file a claim after an accident or illness and be paid what they are owed. Unfortunately, workers' comp is a private, third-party, for-profit business and they can be difficult to work with. Take a look at just a few examples of how claims can go wrong and leave workers with no means of support and potentially no job either.
- The worker's claim has been denied for an unjust reason. For example, the worker was accused of being under the influence of a substance but the substance in question was legally prescribed.
- The worker's employer has refused to file a claim or is dragging their feet on submitting the claim.
- Once the claim is approved, a needed medical treatment or certain diagnostic testing is being denied.
- You have been receiving workers' comp benefits for some time and are now being ordered by your doctor to return to work. Unfortunately, you are not healed enough to do that.
- After undergoing a special medical examination, you are left with a ruling of a permanent disability. Now you are being offered a settlement that seems inadequate.
What to Know About Workers' Comp Lawyers
This area of insurance and the law is complex, so some lawyers practice workers' compensation law to help hurt workers get the benefits they need. They know how the process works, what your rights are, and they know how to obtain a settlement that provides you with enough money to live on when you can no longer work. When you are due back benefits and/or a lump-sum settlement, the workers' comp lawyer will represent you based on being paid only if you win your case. If you don't win, you won't owe your lawyer a penny. This way of paying for legal help is known as a contingency fee arrangement and is a common way for those in distress to pay for the help they need to win their claim.
To find out more about your benefits and rights, speak to a workers' comp lawyer near you soon.